diff --git a/app/Http/Controllers/UserController.php b/app/Http/Controllers/UserController.php
index 7d31115..ca1a4bc 100644
--- a/app/Http/Controllers/UserController.php
+++ b/app/Http/Controllers/UserController.php
@@ -66,10 +66,11 @@ class UserController extends Controller
             $data['meili'] = $targetUser->meili ?? 0;
         }
 
-        // 银行存款：只有超级管理员（id=1）或本人才能查看具体金额，其余一律显示星号
+        // 银行存款：只有超级管理员（user_level >= superlevel）或本人才能查看具体金额，其余一律显示星号
         if ($operator) {
             $isSelf = $operator->id === $targetUser->id;
-            $isSuperAdmin = $operator->id === 1;
+            $superLevel = (int) \App\Models\Sysparam::getValue('superlevel', '100');
+            $isSuperAdmin = $operator->user_level >= $superLevel;
             $data['bank_jjb'] = ($isSelf || $isSuperAdmin)
                 ? ($targetUser->bank_jjb ?? 0)
                 : '******';