银行存取补充 user_currency_logs 流水记录

- CurrencySource 新增 BANK_DEPOSIT / BANK_WITHDRAW 两个来源枚举
- BankController deposit/withdraw 改用 UserCurrencyService::change() 记录 jjb 变动
- AiFinanceService bankExcessGold/raiseWalletTo 补充 UserCurrencyService::change() 调用
- 银行存取双轨记录：bank_logs（银行流水）+ user_currency_logs（金币流水）

app/Http/Controllers/BankController.php

@@ -13,9 +13,12 @@
 
 namespace App\Http\Controllers;
 
+use App\Enums\CurrencySource;
 use App\Models\BankLog;
 use App\Models\Sysparam;
 use App\Models\User;
+use App\Models\UserCurrencyLog;
+use App\Services\UserCurrencyService;
 use Illuminate\Http\JsonResponse;
 use Illuminate\Http\Request;
 use Illuminate\Support\Facades\Auth;
@@ -26,6 +29,9 @@ use Illuminate\Support\Facades\DB;
  */
 class BankController extends Controller
 {
+    public function __construct(
+        private readonly UserCurrencyService $currencyService,
+    ) {}
     /**
      * 查询银行余额及最近20条流水记录
      */
@@ -107,7 +113,8 @@ class BankController extends Controller
         }
 
         DB::transaction(function () use ($user, $amount): void {
-            $user->decrement('jjb', $amount);
+            $this->currencyService->change($user, 'gold', -$amount, CurrencySource::BANK_DEPOSIT, "存入银行 {$amount} 金币");
+
             $user->increment('bank_jjb', $amount);
 
             BankLog::create([
@@ -151,7 +158,8 @@ class BankController extends Controller
 
         DB::transaction(function () use ($user, $amount): void {
             $user->decrement('bank_jjb', $amount);
-            $user->increment('jjb', $amount);
+
+            $this->currencyService->change($user, 'gold', $amount, CurrencySource::BANK_WITHDRAW, "取出银行存款 {$amount} 金币");
 
             BankLog::create([
                 'user_id' => $user->id,