Add baccarat loss cover activity

database/factories/BaccaratLossCoverRecordFactory.php

@@ -0,0 +1,39 @@
+<?php
+
+/**
+ * 文件功能：百家乐买单活动用户记录测试工厂
+ *
+ * 用于在测试中快速生成某个活动下的用户补偿状态。
+ */
+
+namespace Database\Factories;
+
+use App\Models\BaccaratLossCoverEvent;
+use App\Models\User;
+use Illuminate\Database\Eloquent\Factories\Factory;
+
+/**
+ * @extends \Illuminate\Database\Eloquent\Factories\Factory<\App\Models\BaccaratLossCoverRecord>
+ */
+class BaccaratLossCoverRecordFactory extends Factory
+{
+    /**
+     * 定义默认测试数据。
+     *
+     * @return array<string, mixed>
+     */
+    public function definition(): array
+    {
+        return [
+            'event_id' => BaccaratLossCoverEvent::factory(),
+            'user_id' => User::factory(),
+            'total_bet_amount' => 1000,
+            'total_win_payout' => 0,
+            'total_loss_amount' => 500,
+            'compensation_amount' => 500,
+            'claim_status' => 'pending',
+            'claimed_amount' => 0,
+            'claimed_at' => null,
+        ];
+    }
+}